A congregation’s deposit needs to be invested. A presbytery needs cash raised for a withdrawal. A gift of stock needs to be processed, or a portfolio has drifted slightly from its target and needs rebalancing. At New Covenant Trust Company (NCTC), each of these activities is shepherded along by the same focused team. And the … Continued
October is Cybersecurity Awareness Month, a timely reminder that protecting your financial information requires more than strong passwords and updated software. Today’s cybercriminals are increasingly targeting people, not just technology. Artificial intelligence has made scams more convincing than ever. Fraudulent emails, fake websites, cloned voices and realistic text messages can make it difficult to distinguish … Continued
The S&P 500 is up +12% through September, still on track for its seventh year of gains out of the last eight. Markets have remained optimistic, even in the face of rising gas prices, a spike in Treasury yields and a growing chorus of voices expressing uncertainty and concern around the future of AI and … Continued
In the late 1970s, after a church meeting at Luling Presbyterian Church in South Louisiana, three men stayed behind in the parking lot to keep talking. Rev. Billy Howell, pastor of the Luling church, ruling elder Harry Collins and Rev. John Spaulding, both of Jefferson Presbyterian Church, kept circling one persistent problem: older adults in … Continued
The S&P 500 gained +14.9% in the second quarter, ending June up +9.5% year-to-date. Despite a drawdown of around -8% from record highs in March, markets have since shrugged off fears of persistent disruption from the war in Iran and have turned their attention to renewed optimism around the seemingly endless capital investment in AI … Continued
It was Halloween, and Doug Marshall was making his rounds at the Presbyterian Home for Children’s fall festival when a boy in a Spider-Man costume came through the door. Marshall recognized him immediately. This was the same child who, not long before, had arrived on campus frightened and quiet after weeks of living with his … Continued
In 1989, a seminary student named Wil Howie read an article about the global water crisis and felt what he could only describe as a call. He believed that clean water was not simply a matter of infrastructure, but of human dignity, of faith, of what it means to be a neighbor. His calling ultimately … Continued
When Brad Masters describes his team’s work at New Covenant Trust Company, he doesn’t use typical financial services jargon. Instead, he talks about faces, names, relationships — the human elements that drive every decision. “When I wake up every day, among my first thoughts are names, people, relationships, connections,” says Masters, who leads the team … Continued
The S&P 500 approached correction territory at the end of March, down more than -8% from recent highs, in part the result of spikes in energy and commodity prices globally. Uncertainty continues to swirl in global markets four weeks into the U.S. war with Iran. While it wasn’t clear heading into 2026 what the catalyst … Continued
The S&P 500 gained over +17% in 2025, the sixth year out of seven with returns of at least that amount. Themes that drove markets higher in many of those past years were the same in 2025. The market was driven by a handful of large technology companies, buoyed by optimism around AI technology, and … Continued